Wednesday, August 26, 2020

Application Software free essay sample

Programming Managing Information Systems David Khuong National American University Author Note This paper was set up for Managing Information Systems, Course ID: MT3500/CI3510, educated by Dr. Kim Eastern LP2 Assignment: Applications Software The three essential highlights generally utilized applications programming that will be summed up in this paper are close to home application programming, workgroup application programming, and undertaking application programming. Individual Application Software’s 1) Word preparing; makes, alter and print text reports. I. e. , Microsoft word, Corel WordPerfect, Google Docs, Apple Pages and Sun Writer. 2) Spreadsheet; gives a wide scope of implicit capacities for measurable, budgetary, coherent, database, designs, and date and time estimations. I. e. , Microsoft Excel, IBM Lotus 1-2-3, Google Spreadsheet, Apple Numbers and Sun Calc. 3) Database; stores, control, and recover information. I. e. , Microsoft Access, IBM Lotus Approach, Borland dBASE, and Sun Base. 4) Graphics; create diagrams, outlines, and drawings. I. e. , Adobe Illustrator and Adobe FreeHand. 5) Project the board; plans, plan, distribute, and control individuals and assets expected to finish a task as per plan. We will compose a custom exposition test on Application Software or then again any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page 6) Financial administration; gives salary and cost following and answering to screen and plan spending plans. I. e. , Intuit Quicken. ) Desktop distributing; use with PCs and high-goals printers to make top notch printed yield, including text and designs, different styles of pages can be spread out; craftsmanship and text records from different projects can likewise be incorporated into distributed pages. I. e. , Quark Xpress, Microsoft Publisher, Adobe PageMaker, Corel Ventura Publisher, and Apple Pages. Workgroup Application Software Support neighborhood and global collaboration and uses groupware; programming that helps gatherings of individuals cooperate all the more successfully. Groupware is characterized by Ernst amp; Young’s rules â€Å"Three Cs†. * Convenient; if it’s too difficult to even consider using, it’s not utilized; it ought to be as simple to use as the phone. * Content; it must give a steady stream of rich, important, and customized content. * Coverage; on the off chance that it isn’t helpfully available, it may never be utilized. Endeavor Application Software * Software created to profit the whole association. * (ERP) Enterprise asset arranging programming; set of incorporated projects that deal with a company’s basic business tasks for a national and worldwide association. Application programming is essential for data Decision Support, and Specialized Purposes. Generally the application programming applies the intensity of the PC to tackle issues and perform explicit assignments all through the association from individual, neighborhood to worldwide level. References Fundamentals of Information Systems, Sixth Edition. Part 2, Hardware and Software. Recovered from: https://on the web. national. edu/d2l/lms/content/watcher/main_frame. d2l? ou=20924amp;tId=921805

Saturday, August 22, 2020

Financial Planning (Insurance) Case Study free essay sample

Allison has as of late been advanced by her boss, Best Marketing, and now procures $135,000 p. a. working all day. She has started pay yielding 30% of this sum into superannuation, and her boss contributes Superannuation Guarantee Contributions of 9% of her outstanding money compensation. The store is a fair development retail superannuation finance, MM Superannuation. Her present equalization is $160,000 and procures on normal 7% p. a. after expenses and duties. She likewise has $100,000 in term life and TPD protection spread inside her superannuation support. She drives a 4-year old Land Cruiser that is completely paid for. It has low kilometers and she hopes to keep it until she resigns. She will at that point need $30,000 to buy another vehicle on the exchange she hopes to get from the Land Cruiser. Simon works for Newbold’s Pty Ltd, an organization which makes custom furnishings. He procures around $45,000 p. a. also, plans accomplishing this work for years to come. He is provided with a work vehicle and his manager pays his SGC dependent on his $45,000 compensation. Simon has $47,000 in superannuation reserve funds, held inside the PP Superannuation Fund. The assets are put resources into a reasonable/traditionalist portfolio with a low assignment to development resources that acquires around 4% p. a. after charges and assessments. They are living on a semi-country property which is esteemed at around $750,000, however they as of now have a home loan of $150,000 as a credit extension. They are paying around $1,000 every month as intrigue just installments. Their other individual costs are around $40,000 p. a. what's more, they spend an extra $15,000 p. a. on siestas. Beside private wellbeing spread, vehicle, and house and substance protection, the main individual protection they have is the inclusion given in Allison’s superannuation finance. They don't have a will or any forces of lawyer however they need to guarantee they have adequate cash for their grandkids (presently matured 6 and 4 years) to go to college. They gauge they should collect roughly $120,000 (in today’s dollars) throughout the following 12 years to pay for this. Allison needs to work for five or six additional years and they wish to take care of the rest of the home loan over that time. She likewise needs to build the measure of cash in both her and Simon’s superannuation. At the point when she resigns she accepts they will require $40,000 (in today’s dollars) for their everyday costs in retirement, however Simon expects to keep working low maintenance and evaluations he will acquire $20,000 p. a. They plan to utilize Simon’s pay to subsidize any occasions. Beside their superannuation resources, they have $9,000 in a financial balance for crises gaining 4% p. a. , $15,000 in a term store procuring 5% p. a. what's more, $12,000 in a money the board account acquiring 5. 5% p. . They are not content with the tax collection ramifications of these records, as any premium earned on the term store and money the executives accounts appears to go in charge. You find out that the two of them have adjusted hazard profiles. Required: You are required to give composed reactions to the accompanying situations and questions, either in short answer structure or utilizing visual cues (or both). The accompanying connections are incorporated: †¢ Sample Financial Services Guide (Personal Advice) †¢ Sample Fact Finder and Risk Profile Questionnaire †¢ Sample Ongoing Service Options †Establish Relationship with Client You are getting ready for an underlying meeting with Simon and Allison Callahan. a) Give some idea to the kind of things you would cover. Incorporate any lawful necessities and other documentation which might be useful in the meeting. For the underlying meeting with the customers I would cover what Azza money related administrations rely on, their pledge to the client and any lawful ramifications, go over the budgetary administrations control (convey with letter before hand) and protection strategy and consistence. I would likewise make the clients mindful that the data they are giving is to be utilized exclusively for the motivations behind evaluating their circumstance to assist them with improving money related position. I would permit the clients to do the greater part of the talking, recording their reactions in a reality discoverer, and request that the customer complete a hazard profile poll to discover what their monetary position is at the present, what sort of desires they have on Azza money related administrations, how much hazard they are eager to take on and if there is anything about their circumstance that may forestall Azza budgetary from giving counsel to the customer. )In what manner may you approach the customer to get ready for the primary gathering? By sending an affirmation letter demonstrating to what extent the meeting will probably be, the reason for the meeting and what is the result proposed, prompting the customer if there are to be any charges paid, giving the custo mer a rundown of archives to bring (eg current protection arrangements, super proclamations, current venture plans, salary and costs, most recent government forms, valuations of advantages, for example, property, bank and financial records. ) To set up a relationship with Simon and Allison, what systems may you use to construct affinity during the meeting procedure? †¢ offer food or drink (eg espresso, scones, tea, water) †¢ screen customer non-verbal communication and participate in comparable developments to cause them to feel increasingly good †¢ pose open finished inquiries to show customers you are keen on the by and by and need to hear what they need to state. d)What are the four focuses you should cover while introducing a Financial Services Guide? Expenses and charges = clarify what expenses may be material, including advantages and commissions that could be gotten by outsiders/referrers or item suppliers because of the arrangement being executed †¢ Produ cts = layout the highlights of the items and administrations being suggested †¢ Complaints Policies and Procedures = make a point to totally clarify the methodology for taking care of client grumblings †¢ Relationships = clarify any connections which may impact which items are suggested or given e)List the sort of charges you could charge the customers. What are the advantages of disclosing these expenses to the Callahans? Sorts of expenses which could be charged to the customers in the event that they decide to execute the readied arrangement are: plan expenses (regularly charged in any case if plan is acknowledged), commissions, section expenses, the board expenses, account keeping charges. The advantages of disclosing these charges to the customers are that there will be no terrible amazements and they will realize what they are getting themselves into from the beginning. It additionally gives assurance to the consultant if the customer esteems something preposterous. As it were, there will be no mistaken assumptions about the conceivable expense of guidance. )Assign the scope of monetary items and administrations you will give guidance in. Name the advantages of disclosing these to your customers. The budgetary administrations and items which I could be giving counsel on run from oversimplified things, for example, bank store records to general and life coverage, intricate and basic venture plans, general and concentrated superannuation plans, domain arranging issues (albeit a great deal will be coordinated to a specialist on the off chance that I am not able to give guidance on that specific territory, the equivalent goes with tax collection). The advantage of disclosing these to the customer is that they will be progressively mindful of what it is Azza money related administrations can assist them with, and on the off chance that they should include any outsiders to finish their necessities (eg bookkeeper or specialist). It likewise removes any misinterpretations with respect to the result of the counsel gave and puts everybody on a similar level desire shrewd. The customers additionally might not have known about specific items and administrations offered which once clarified may change their necessities and prerequisites which may have not recently been considered by the customer. )Framework the three stages your customers should take in the event that they have an objection or question preceding reaching the ASIC. †¢ Clients should initially contact their counsel to ensure that their disatisfaction isn't because of a misconception or something which can be ammended agreeable to them. I would try to tackle their ob jection inside 3 working days. †¢ If the customers are as yet despondent, they should stop a proper protest with the liscensees inward grievances process and permit suitable time for this to be followed up on. In the event that the customers are as yet unsatisfied with the result they may, at that point contact the Finance Industry Ombudsman Service (FOS) for grumblings including misfortunes of under $500,000. FOS first trys to negociate and result between the included gatherings, if this is preposterous the issue is passed for formal assesemnt by a board. FOS is allowed to customers and the choices it makes are law to the liscensee. 2-Identify Client Objectives and Financial Situation a) What methods or apparatuses might you be able to use to assemble additional data about your client’s objectives, targets and monetary circumstance? Truth discoverer †¢ Financial documentation †assessment forms, articulations, plot reviews and so forth †¢ Use of open finis hed inquiries †¢ Diagnostic polls †¢ Risk profiling b)Using your contextual analysis, complete the joined Fact Finder with as much data as possible. Recall that this archive is utilized to gather current data just as recognize any issues, issues or limitations that might be important in building up your recommendation. See Fact Finder i)From the situation for your situation study, record at least one explicit monetary objectives for the nonexclusive needs gave. Riches creation for a particular reason |Start expanding Allison and Simons Super adjusts ($160K and $47K) | |Pay for grandchildren’s college in 12 years †assessed required | |$120K in today’s dollars | |Wealth assurance |Take out Personal insuran

Wednesday, August 19, 2020

February 2012 Freshman Decisions - UGA Undergraduate Admissions

February 2012 Freshman Decisions - UGA Undergraduate Admissions February 2012 Freshman Decisions In the late afternoon today (Friday, February 17), we will be releasing the February wave of admission offers. As I stated in earlier comments, these admitted students, who are primarily Regular Decision (RD) applicants, are applicants who meet the criteria that UGA admissions used for Early Action (EA) admits. Just to stop any questions, there are no set EA critieria levels, as it is a review of the combination of grades, rigor and test scores, so please do not ask what EA SAT/ACT, GPA or rigor criteria is. There will be a small number of EA deferred students who are admitted in this round, mostly because of an increase in their academic standing (new test scores) or if we needed to re-review their other academic information due to another issue (change in course schedule, issue with a transcript and self-reported grades, etc.). We are not able to re-calculate GPAs on all deferred and RD applicants based on fall senior grades, as we do not have the manpower or time to do so (we had almost 19,000 total freshman applicants this year). We do look closely at the fall grades during our read process though, and we look at grade trends, high/low grades, and how a student did in their most challenging classes, especially in jr/sr years. Whenever we release these February decisions, we always get questions, ranging from Why didnt I hear to Does this mean that more decisions will roll out through the month of March and so on. The next group of decisions after this round will be in late March, and this will be the remaining freshman decisions. From now until late March, our office will continue with reading, and reading, and reading more files. Please do not contact us and see if you can get your decision earlier, whether due to a vacation, another colleges schedule, a birthday gift for an applicant, etc., as we need to review all of the files before making final decisions. Roughly 1,500 students will receive an offer of admission in this round (we only do admits during this round), but we have a large number of students that we will be admitting in late March as well. I do not have any specifics about this February group (GPA, SAT, ACT mid-ranges), but they should be somewhat similar to the EA admitted group. I hope this answers a fair amount of your questions, congratulations to the newly admitted freshmen, and Go Dawgs!